The cost of home insurance has increased dramatically in the past few years, accelerating past the price of your motor insurance in many instances.
The reasons for this are several, not least of which is the amount of valuables which most people have accumulated over the years and the actual costs involved in reinstatement should you suffer a loss.
It is important to shop around for the best deal, but equally to ensure you do not compromise on the quality of cover you obtain
All home policies provide “new for old” or reinstatement covers, but some restrict this extension to property, such as carpets, below certain maximum age.
Other policies may impose strict conditions regarding security and may not pay out if you are burgled and have forgotten to turn on your alarm.
All of our homeowner’s policies provide you with protection for your home and its contents. For example, your homeowners policy will cover the dwelling and attached structures, outdoor swimming pool, bicycles, garden machinery, computers, jewellery, furs, silverware, stamps and coins… just to name a few.
Other covers can be added to any of our homeowners, tenants or apartment block residents’ policies.
With the number of choices and options available it is worth your while discussing your requirements with the Personal Insurance team, at Kindlon Insurances!